***Effective June 8th, 2020***
Montgomery County Sheriff’s Office Foreclosure Sales held at the Montgomery County Administration Building (10th floor) located at 451 W. Third St., Dayton, Ohio 45422 will resume July 31st, 2020.
However, in-person payments at Sheriff’s Office Headquarters continue to be suspended until further notice.
Foreclosure sales will be held during regularly scheduled times. Sheriff Sales (Mortgage Foreclosures) occur every Friday at 10:00 AM unless it is a holiday, if there is a holiday, there will not be an auction that day.
Face masks are highly recommended but not required.
We will provide updates on our website as they become available. Thank you.
***Effective March 17th, 2020 at 4:00PM:***
The Montgomery County Sheriff Office’s Foreclosures Department located on the 2nd floor of the Sheriff’s Office Headquarters building at 345 W. 2nd Street, Dayton, Ohio will be closed and payments are not being accepted (until further notice) to help limit possible exposure to the Coronavirus (COVID-19).
We apologize for the inconvenience and will provide updates as they become available.
Sheriff's Real Estate Sales
Sheriff Sales (Mortgage Foreclosures) occur every Friday at 10:00 AM unless it is a holiday, if there is a holiday, there will not be an auction that day. Tax sales are the first Thursday of every month at 10:00 AM. Sales are held in the County Commissioners hearing room on the 10th floor of the County Administration building located at 451 W. Third St., Dayton, Ohio, 45422. Check the list of properties for sale and the exact sale date here: View the list.
The properties are not open for inspection and the Sheriff's Office does not have keys to the properties. The buyer receives the property "as is," caveat emptor (let the buyer beware). It is the responsibility of the buyer to check the property for back taxes, delinquent utility bills, liens, and/or any additional cost associated with the property. You can view the entire case file at www.clerk.co.montgomery.oh.us/pro. Sales will be advertised in the Dayton Daily News and the Daily Court Reporter for minimum three consecutive weeks on the Friday before the sale date. The Sheriff's Office does not mail or provide any list of properties or other information about purchasing foreclosed property.
Each property is appraised by three separate appraisers. This appraisal DOES NOT include an interior examination of the premises. Starting bid is 2/3 of the appraised value and the sale goes to the highest bidder. You must be present in order to place a bid.
Purchaser's Responsibility: ORC 2329.211 The successful bidder will have a down payment that is required. If the appraisal value is less than or equal to $10,000 the deposit will be $2,000, if the appraisal is greater than $10,000 but less than $200,000 the deposit will be $5,000, if the appraisal is greater than $200,000 the deposit will be $10,000. You can pay by cash, certified check or personal check (personal check must be from a local bank in Montgomery County) to the Sheriff's Office immediately after the winning bid. ORC 2329.211 The purchaser will be responsible for the costs, allowances, and taxes that the proceeds of the sale do not cover. It is the responsibility of the purchaser to check into the properties back taxes, delinquent utility bills, liens and/or any additional cost that is associated with the property. The balance of the purchase price is due 30 days from the filing date of the Confirmation of Sale. The purchaser may be responsible for paying the transfer, recording and conveyance fees for cases purchased at the Sheriff Sale. The balance must be paid in the form of cash, cashier's or certified Check and made payable to "The Montgomery County Sheriff's Office." Your balance will be due 30 days from the filing date of the Confirmation of Sale. Purchasers failing to provide the balance due within those 30 days are at risk of having contempt proceedings initiated and forfeit the deposit.
Attorney's responsibility: The attorney's office representing the foreclosing bank will have to prepare a Confirmation of Sale (court order) and submit it to a Judge within or after 30 days of the auction date. After the court approves the Confirmation of Sale, the attorney must send the deed, Confirmation Entry and a completed Conveyance form to the Sheriff's Office for review. The confirmation instructs the Sheriff's Office how to distribute the money received from the purchaser. If someone still occupies the property, you will have to file a Writ of Possession (eviction) through the Clerk of Courts. The property is not yours until the deed is in your name.
The terms of sale are not the same on mortgage foreclosures and real estate tax foreclosures. Check the website's list of properties for exact terms of sale.
Remote bidding for plaintiff's email firstname.lastname@example.org or fax 937-226-1295.
All revenue generated from Sheriff's real estate sales goes into the County's general fund.